Are Accountants Necessary for Small Business Growth?

Having an accountant on staff can be quite helpful at many phases of your business’s development, from loan applications and formation to audits and planning.

Sometimes, a few hours will do as an accountant, a full-time position is not always necessary. Think about whether it is the best use of your time to work on tax-related duties, particularly if you are trying to save money.

Alan Boal is one accountant who is a Xero Certified Advisor with extensive financial expertise from a Big 5 UK firm. He has consistently integrated cutting-edge technology with his financial skills throughout his career.

You may need the services of an accountant in the following few situations:

1) When you are writing your business plan

While writing your business plan, the knowledge and expertise of an accountant will be very useful to your business. They can use accounting software to create your business projection.

2) While creating the legal structure of your company

Business structures vary by country and include:

  • Limited companies
  • LLPs
  • Corporations
  • Sole traders
  • Proprietors

Each has different implications for liability and tax. An accountant can clarify these structures and help you choose the best one for your needs, considering liability and tax benefits.

3) When you need any help with the finances

Small business accounting can become complex quickly. If you are struggling with tracking debts or key metrics, an accountant can help.

They can manage payroll, create visual reports, and use cloud-based software to share and analyse your financial data, keeping you informed on cash flow and business health.

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4) When you are audited

Audits can be expensive and stressful even though they are not common. Engaging the services of an accountant before to an audit can facilitate the process and guarantee adherence to tax regulations.

An accountant with audit insurance won’t charge extra for audit work. They also enhance your loan application with solid financial documentation and advice.

5) When your company is growing

Businesses often experience sudden growth due to new clients or projects. An accountant can manage growth transitions, including payroll, taxes, and utilities, so you can focus on strategic expansion.

They use software to analyse cash flow, inventory, and pricing and offer insights on timing for new products or services.

6) Before taking on a franchise

Franchising can be a great way to start a business with support in branding and operations, though it comes with less freedom and higher overheads.

An accountant can review the franchise contract, estimate your potential income after fees, and help you make an informed decision about whether to proceed.

7) Before buying any business

Before buying an existing business, consult an accountant to review its financials, assets, and debts, and work with a lawyer to ensure a thorough evaluation.

When selling, an accountant can organize records, create compelling financial statements, and advise on tax-efficient sale structures to maximize your proceeds.

Final word

Accountants can support every stage of your company’s growth, though hiring one is not mandatory.

The right accountant will simplify your life, letting you focus on running your business. Cloud-based software enables you to track their work and view your financial situation anytime.

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